Immediate loans in India

About Us

ATD MONEY is India's No 1 Payday loan, Instant Personal Loan and small retail loan App. We are not a NBFC and we don't lend directly to the customers, however we are a technology platform, facilitate loan from our NBFC partner's as per the terms and conditions agreed between NBFC and customer only.

Avail an quick loan ranging from Rs.3,000 to Rs.50000 through this app and we will transfer cash to your bank account in just 5 minutes through our NBFC partner on the terms and conditions of the NBFC.

Approval of First time applicant takes 30 minutes but existing customers shall get loan in 10 minutes . We identify our customer by unique I'd "CRN ID " for life time .All salaried individuals with salary of Rs.18,000 can avail an instant personal loan by downloading the ATD Money App now!

Key Features

Payday Loan
• Instant loans up to Rs 50000
• Cash transfer to your bank account in minutes
• Repayment tenure of 91 to 365 days.
• No prepayment charges.
. pay interest only on the amount transferred to your account and for the days used.
• Advance salary loans at .067% ROI perday 

Eligibility Criteria

✔ Indian citizen
✔ Salaried Individuals
✔ Above the age of 18
✔ Minimum salary of Rs. 18,000 a month

Why ATD MONEY Loan App?

- Over 30000 nos instant loans disbursed 
- No credit history required, no prepayment charges and very low interest rates! 
- Use your credit points earned on charges paid on approved loan amount availed.
- Loan approved and disbursed in 30 minutes
- Apply for a personal loan through the app and pay back through the app

Documents Required

ATD MONEY aims to be one of the most user-friendly instant loan apps in India. So, submit just 6 documents to avail an instant personal loan online: 

1. Photo
2. PAN card
3. Address ID proof
4. Aadhar card
5. Bank statement
6. Salary slip

How ATD MONEY Works?

Our 7 - step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:

1. Log in to the ATD MONEY mobile app and verify your mobile number and e mail I'd.
2. Upload a few basic details and documents on this quick loan app. Within 2-3 minutes of your personal loan application, you'll be notified of your approval status.
3. Once your PAY DAY loan is approved, simply accept the sanction offer and get the money transferred to your bank account in 10 minutes, subject to documentation

Operational Cities

Our personal loan app currently provides instant cash loans in PAN INDIA.

Interest and Other Charges
Interest Rate: .067% ROI perday (approx 24.00% per annum)
Documentation Fees: 3.50 % to 7.50% (Excluding of GST )
Processing Fees: 3.50 % to 7.50% (Excluding of GST )

*Above charges (Except Interest Charges) varies depending upon, risk profile of the customer, past relation of the customer, Prompt repayment of earlier loans, Strong income eligibility background etc.

For Example:
* If a Personal loan application is processed with Loan Amount of ₹3000 to be repaid in 91 days, Than the payable Interest on Loan will be ₹182.91/- only.
* One time Documentation Fees+Processing Fees payable (3.50%+3.50%) will be ₹ 247.80/- only (including 18% GST of ₹ 37.80/-) This amount will be deducted from the loan amount and net disbursement amount will be 2752.20/-
* The amount payable on the due date by borrower will be ₹ 3182.91/-.
* Chagres varies as explained above.

Security & Protection of Privacy 
Data security & privacy is a top priority at ATD MONEY. Our backend APIs comply with mandated security standards and robust protocols.
Download our instant personal loan app now!